Personalised mortgage options, transparent fees, and a hassle-free journey — all in one place
Personalised bank offers
Best-fit options from leading UAE banks — for your case “We match you with mortgage products based on your profile (income, residency status, property type, down payment and term) — so you focus on the best options, not endless browsing.”
No hidden fees
Transparent fees. No surprises. “You’ll see the key cost items upfront (bank fees, valuation, insurance-related costs where applicable) — so you can plan the real total cost, not only the monthly payment.”
Hassle-free, end-to-end process
From calculation to completion — we guide every step “Simple steps, clear document checklist, status tracking, and updates in one workflow — designed to reduce back-and-forth and save time.”
Access offers from leading UAE banks
Secure the best rates and personalized mortgage solutions for your dream home. Fast approvals, expert advice, and tailored services to meet your needs.
Your mortgage journey — step by step
Secure the best rates and personalized mortgage solutions for your dream home. Fast approvals, expert advice, and tailored services to meet your needs.
1
Calculate affordability
Use the calculator to estimate your monthly payment, loan amount, and test scenarios
2
Share your details
Quick form to understand eligibility and requirements.
3
Upload documents
Upload the required documents with clear instructions. We help you keep everything complete and consistent for bank review.
4
Bank submission & updates
We coordinate submission and follow-ups, track progress, and update you on each stage until the bank decision.
5
Deal completion
From approval to final paperwork and coordination, we support you through the last steps so you reach a smooth deal completion with confidence.
If you have any further questions, please don't hesitate to reach out to our customer support team for assistance.
Can expats get a mortgage in the UAE?
Yes. Eligibility depends on your status (resident/non-resident), income profile, credit history, and each bank’s criteria.
Is a mortgage possible for non-residents (without a UAE visa)?
In some cases, yes. Fewer banks support non-residents, and requirements are usually stricter - especially around down payment and documentation.
Can self-employed applicants or business owners get a mortgage?
Yes. Banks typically require a more detailed proof of income and business stability. We help you structure the case and prepare the right document set for the bank.
How much down payment do I need?
It depends on your status, property value, and bank policy. We’ll quickly model several scenarios and show the realistic range for your profile.
What documents are usually required?
Typically: passport/ID, residency documents (if applicable), proof of income and bank statements, plus property details. Self-employed cases usually require additional business documents.
How long does the process take?
It varies based on document readiness, the bank, and the property status (ready vs off-plan). We manage the process end-to-end and help avoid common delays.
Will an eligibility check affect my credit score?
A preliminary review based on your provided information usually won’t. A bank’s formal checks may involve a credit bureau review, depending on their process.
Can I refinance or buy out an existing mortgage?
Yes. We compare banks, total costs, and net savings to recommend the best refinancing/buyout route.
Is an off-plan mortgage possible?
In some cases, yes-depending on the project/developer and bank approval criteria. We can check which banks are aligned with a specific project early on.
Do you guarantee approval or a specific rate?
No-final approval and pricing always come from the bank. But we match your profile to the right lenders, strengthen the application package, and negotiate the best available terms.
Personalised bank offers
