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UAE MORTGAGE ADVISORY

Home begins with a clearer plan.

Understand your numbers, explore mortgage options and move forward with guidance that fits your situation — from the first question to the final decision.

Explore the calculator Ask an advisor
BUYINGREFINANCINGNON-RESIDENTS
Contemporary home in the UAE
THE MORTIX APPROACHOne journey.
More clarity.Numbers, options and next steps — connected.
START WHERE YOU ARE

Different goals.
One clear next step.

A first home, a better-fit mortgage, or a purchase from abroad. We help you make sense of the route ahead.

01 / BUY

Buying a home

See how your budget, deposit and monthly commitments may shape the options available to you.

Start a conversation 02 / REFINANCE

Reviewing your mortgage

Understand what changing lender or terms could mean, including the costs beyond a headline rate.

Explore your options 03 / OVERSEAS

Buying from abroad

Get a clearer view of the questions, documents and lender criteria that matter for non-resident buyers.

Talk to Mortix
WHY MORTIX

More than a rate.
A way forward.

A mortgage decision should feel informed, not rushed. We connect the calculation, the lender conversation and the practical work that follows.

Read the mortgage guide
01

Options shaped around you

Your income, residency, property and goals all matter. We help you focus on options relevant to your profile.

02

Costs made clearer

Look beyond a monthly payment. We help you ask about fees, terms and what the full journey may cost.

03

Support through the process

From preparing information to lender follow-up, know what is happening and what comes next.

MAKE THE NUMBERS YOURS

Start with an estimate.
See the bigger picture.

Adjust the property value, deposit and term to understand your indicative monthly payment. Continue with your details to explore suitable mortgage options.

MORTIX / MORTGAGE PLANNERESTIMATE OPTIONS
YOUR PLAN, IN PROGRESS

One estimate.
More clarity.

Use your own numbers, then continue when you are ready to explore what may fit.

  1. See an initial estimate based on the figures you enter.
  2. Share more about your circumstances for a fuller view.
  3. Explore indicative options and decide whether to continue.

Figures are estimates, not an offer. Rates, terms and approval depend on the lender and your application.

YOUR MORTGAGE ESTIMATEBuild a clearer picture.
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1
Monthly Payment
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2
Maximum Loan Amount
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3
Purpose of mortgage
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4
Contact info
Residency Status
Employment type
Property Value
Property value must be at least 0 AED
Down Payment (%)
Down Payment must be at least 0% of Property Value
Loan Duration (years)
Monthly Payment:
Get started
What is your monthly income? (AED)
What are your current monthly loan obligations? (AED)
Total of your current mandatory monthly debt repayments (EMIs), including personal loans, car loans, existing mortgages, and the minimum due on credit cards
What is your age?
Most banks require salaried borrowers to be 65 or below at loan maturity
Most banks require self-employed borrowers to be 70 or below at loan maturity
You must be at least 21 years old to apply
Monthly Payment:
Maximum Loan Amount:
Previous step
Next step
Specify the purpose of the mortgage
Have you found a property yet?
What is the property price? (AED)
Property value must be at least 0 AED
Which bank is your mortgage with?
How much is left on your loan? (AED)
What is your loan interest rate (%)?
Previous step
Next step
First Name
Last Name
Email
Phone
Agent name
Enter your referrer's name if applicable
Previous step
View offers
Autorization
Registration

Previous step
THE JOURNEY

From first numbers
to the next move.

No fixed timeline fits every application. These are the milestones you can expect, with guidance along the way.

01

Explore

Use the calculator and tell us what you want to achieve.

02

Understand

Review your profile, possible lender routes and the documents you may need.

03

Apply

Prepare the application and respond to lender questions as it progresses.

04

Move forward

Review the final terms and complete the remaining steps with the right parties.

ABOUT MORTIX

People behind the numbers.

Mortix is a Dubai-based mortgage and home finance platform. We work with UAE residents and buyers abroad considering a home, an investment property or a new direction for an existing mortgage.

Digital tools help you find a starting point. Our team helps you put those numbers in context, understand the lender process and make a decision that fits your plans.

BASED INDubai, UAE
HERE FORResidents & non-residents
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MORTGAGE THINKING

Better questions make
better decisions.

Mortgage advice starts with context. Our practical guide walks through borrowing, costs and what to prepare before you apply.

Explore the guide
01 / PLAN

What can you comfortably afford?

Look at the payment alongside your other commitments and the cash needed before completion.

02 / COMPARE

What sits behind the rate?

Repayment structure, fees and future flexibility can matter as much as the opening number.

03 / PREPARE

What happens after pre-approval?

Understand the next checks and paperwork before making decisions about a property.

FOR REAL ESTATE PROFESSIONALS

Your client has a property goal.
Let's make finance clearer.

Partner with Mortix
GOOD TO KNOW

Questions worth
asking early.

Every lender and application is different. These answers help you frame the next conversation.

Is the calculator result a mortgage offer?

No. It is an indicative estimate based on the details entered. A lender will assess the full application before confirming terms or approval.

Can I apply if I live outside the UAE?

Non-resident routes may be available, with criteria and documentation that differ by lender. Tell us where you live and what you plan to buy so we can discuss the relevant route.

What costs should I plan for besides the deposit?

Depending on the property and lender, there may be valuation, registration, bank and other transaction costs. Ask for a full cost breakdown before committing.

What if I already have a mortgage?

We can discuss refinancing or a buyout. It is important to compare the full cost of switching, not only the proposed monthly payment.

START A CONVERSATION

Tell us where
you want to go.

Whether you have a property in mind or just a question, send a few details. We'll help you identify a sensible next step.

mortgage@mortix.ae
YOUR ENQUIRY

Let's get started.

Share a few details and our team will respond to your enquiry.