Why Choose Us
Personalised mortgage options, transparent fees, and a hassle-free journey — all in one place
01
Personalised bank offers
Best-fit options from leading UAE banks — for your case
“We match you with mortgage products based on your profile (income, residency status, property type, down payment and term) — so you focus on the best options, not endless browsing.”
“We match you with mortgage products based on your profile (income, residency status, property type, down payment and term) — so you focus on the best options, not endless browsing.”
02
No hidden fees
Transparent fees. No surprises.
“You’ll see the key cost items upfront (bank fees, valuation, insurance-related costs where applicable) — so you can plan the real total cost, not only the monthly payment.”
“You’ll see the key cost items upfront (bank fees, valuation, insurance-related costs where applicable) — so you can plan the real total cost, not only the monthly payment.”
03
Hassle-free, end-to-end process
From calculation to completion — we guide every step
“Simple steps, clear document checklist, status tracking, and updates in one workflow — designed to reduce back-and-forth and save time.”
“Simple steps, clear document checklist, status tracking, and updates in one workflow — designed to reduce back-and-forth and save time.”
Access offers from leading UAE banks
Secure the best rates and personalized mortgage solutions for your dream home. Fast approvals, expert advice, and tailored services to meet your needs.
Calculate your monthly mortgage payments
Enter details to estimate your monthly payment and loan amount.
Unlock the doorway to your dream home
The more funds you deposit, the less interest you pay on your Home.
This means that you will pay interest only on the outstanding loan amount.
1
Monthly Payment
2
Maximum Loan Amount
3
Purpose of mortgage
4
Contact info
Residency Status
Employment type
Property Value
Property value must be at least 0 AED
Down Payment (%)
Down Payment must be at least 0% of Property Value
Loan Duration (years)
Monthly Payment:
Get started
What is your monthly income? (AED)
What are your current monthly loan obligations? (AED)
Total of your current mandatory monthly debt repayments (EMIs), including personal loans, car loans, existing mortgages, and the minimum due on credit cards
What is your age?
Most banks require salaried borrowers to be 65 or below at loan maturity
Most banks require self-employed borrowers to be 70 or below at loan maturity
You must be at least 18 years old to apply
Monthly Payment:
Maximum Loan Amount:
Previous step
Next step
Specify the purpose of the mortgage
Have you found a property yet?
What is the property price? (AED)
Property value must be at least 0 AED
What’s your budget? (AED)
Property value must be at least 0 AED
Which bank is your mortgage with?
How much is left on your loan? (AED)
What is your loan interest rate (%)?
Previous step
Next step
First Name
Last Name
Email
Phone
Agent name
Enter your referrer's name if applicable
Previous step
View offers
Autorization
Registration
Previous step
Your mortgage journey — step by step
Secure the best rates and personalized mortgage solutions for your dream home. Fast approvals, expert advice, and tailored services to meet your needs.
1
Calculate affordability
Use the calculator to estimate your monthly payment, loan amount, and test scenarios
2
Share your details
Quick form to understand eligibility and requirements.
3
Upload documents
Upload the required documents with clear instructions. We help you keep everything complete and consistent for bank review.
4
Bank submission & updates
We coordinate submission and follow-ups, track progress, and update you on each stage until the bank decision.
5
Deal completion
From approval to final paperwork and coordination, we support you through the last steps so you reach a smooth deal completion with confidence.
Feedback from our clients
Real feedback about clarity, process, and communication.
I never felt lost — Mortix guided me through documents, explained each step, and kept everything moving until approval.
SC
Siuzanna Chen
After the calculator and a quick form, they told me exactly what was needed. I uploaded the docs and the pre-approval was handled quickly.
TH
Tom Hurts
What I appreciated most is clarity — costs were explained upfront, no surprises later, and the process stayed simple and smooth.
MI
Mohammed Irfan
I always knew the status and what’s next. Communication was quick and professional.
H
Hanna
Mortgage guides for the UAE
Frequently asked questions
If you have any further questions, please don't hesitate to reach out to our customer support team for assistance.
Can expats get a mortgage in the UAE?
Yes. Eligibility depends on your status (resident/non-resident), income profile, credit history, and each bank’s criteria.
Is a mortgage possible for non-residents (without a UAE visa)?
In some cases, yes. Fewer banks support non-residents, and requirements are usually stricter - especially around down payment and documentation.
Can self-employed applicants or business owners get a mortgage?
Yes. Banks typically require a more detailed proof of income and business stability. We help you structure the case and prepare the right document set for the bank.
How much down payment do I need?
It depends on your status, property value, and bank policy. We’ll quickly model several scenarios and show the realistic range for your profile.
What documents are usually required?
Typically: passport/ID, residency documents (if applicable), proof of income and bank statements, plus property details. Self-employed cases usually require additional business documents.
How long does the process take?
It varies based on document readiness, the bank, and the property status (ready vs off-plan). We manage the process end-to-end and help avoid common delays.
Will an eligibility check affect my credit score?
A preliminary review based on your provided information usually won’t. A bank’s formal checks may involve a credit bureau review, depending on their process.
Can I refinance or buy out an existing mortgage?
Yes. We compare banks, total costs, and net savings to recommend the best refinancing/buyout route.
Is an off-plan mortgage possible?
In some cases, yes-depending on the project/developer and bank approval criteria. We can check which banks are aligned with a specific project early on.
Do you guarantee approval or a specific rate?
No-final approval and pricing always come from the bank. But we match your profile to the right lenders, strengthen the application package, and negotiate the best available terms.